Recently, an Akron woman came to Cleveland Bankruptcy Attorneys when her small business ran into serious financial problems. The business thrived for some time, but like many proprietors she fell into a pitfall when profits declined by using her personal credit cards to cover costs and made several personal guarantees for the loans she took out to keep her business afloat. This essentially made her responsible for approximately $116,000, and Read More
Whether you’re deep in debt or struggling to stay up with bills, there’s a solution to your financial situation. The Cleveland Bankruptcy attorneys have the knowledge and experience to fight for your best interest. Contact a Cleveland Bankruptcy attorney today to discuss your options at (216) 586-6600.
Chapter 13 Saves A Father From Foreclosure In Toledo, Ohio
Not long ago, a divorced father from Toledo, OH needed help after a custody battle and a stint of unemployment left him in a difficult financial position. The man recently acquired custody of his children after a lengthy dispute with his ex-wife; however, he found himself owing a large sum in back child support, $20,000 in delinquent property taxes, and another $17,000 from previous medical expenses. Due to the past Read More
Settlement From Jewelry Retailer For Creditor Harassment
Dealing with financial responsibilities when relationships end can be hard, but when it is compounded by someone’s bankruptcy filing, it can become very frustrating. The experienced attorneys at Cleveland Bankruptcy Attorneys are currently assisting a man with handling a case of creditor harassment from a jewelry retailer that sent our client a letter demanding payment for some jewelry that he gave an ex-girlfriend. Since the relationship ended, the man is Read More
Cleveland Man Has Wage Garnishments Returned
Wage garnishments are mandatory deductions from someone’s income to pay off debts they incurred; however, if someone is in a financial crisis a bankruptcy filing puts an automatic stay on these deductions, which prevents creditors from contacting a person about a debt. In certain cases, someone in an active bankruptcy can even recoup previously garnished wages if they were collected within a specific period surrounding the filing. Not long ago, Read More
Student Loan Debt Forgiven For Collection Attempts After Bankruptcy
Today, a considerable financial thorn in peoples’ sides can be their student loan debt, which is usually very difficult to discharge through a bankruptcy unless an individual can show these payments are causing an undue financial hardship. Even if it is determined your student loan debt constitutes a hardship, the loan company may still try to collect. If a company engages in these practices, this would constitute a violation of Read More
Payday Loan Company Settles After Attempting Debt Collection Despite A Bankruptcy
When an someone files for bankruptcy, the individual is attempting to handle their financial responsibilities properly. If an organization tries to collect a debt that was discharged as part of a prior bankruptcy filing, they may me violating your rights. Recently, the attorneys at Cleveland Bankruptcy Attorneys represented a man who previously became entangled in significant debt and sought relief through Chapter 7 Bankruptcy. After completing the process, which included Read More
Bankruptcy Filing Clears Payday Loan Debt For A Man in Canton, Freeing Up Money For Other Bills
It’s an unfortunate reality that if you find yourself in an uncertain financial position, a person needs to adapt. Recently, Cleveland Bankruptcy Attorneys represented a man from Canton, receiving worker’s compensation due to a workplace accident. Our client was accustomed to a certain level of income and found it difficult to maintain this lifestyle after his unanticipated injury. His concerns about debt collection were reasonable because prior to contacting our Read More
A New Father In Parma Is Granted More Affordable Home & Auto Options To Improve His Financial Situation
A man from Parma, working as a Grinder for a Machine Company recently had a child and began living with his girlfriend; however, prior to starting a family, he was living in an expensive apartment meant for a bachelor and was driving an impractical vehicle. His limited income could not support the added expense of a child and he began falling behind in other areas, so he contacted Cleveland Bankruptcy Read More
Cleveland Woman Spared From $129,000 Debt And Offered A New Payment Plan With Chapter 7 Bankruptcy
A woman in Cleveland, supporting her 29-year-old daughter with disabilities contacted the attorneys at Cleveland Bankruptcy Attorneys after she became $129,000 in debt. A substantial area of her concerns stemmed from a payment plan from furnishing her home with items from a rent to own company. Essentially, due to high-interest rates and small monthly payments spread over a long period, a $500 item could end up costing $1,500. Our client Read More
Toledo Family Saves Home Through A Chapter 13 Bankruptcy
A Toledo family found themselves in a precarious financial situation after being out of work for some time and incurring $25,000 in medical bills. The medical companies filed lawsuits against them and five liens were placed against the property at the same time they were falling behind on mortgage payments. With the foreclosure process looming and the threat of liens consuming any funds from a sale of the home, they Read More