It’s an unfortunate reality that if you find yourself in an uncertain financial position, a person needs to adapt. Recently, Luftman, Heck & Associates represented a man from Canton, receiving worker’s compensation due to a workplace accident. Our client was accustomed to a certain level of income and found it difficult to maintain this lifestyle after his unanticipated injury. His concerns about debt collection were reasonable because prior to contacting our firm, he became involved in a vicious cycle of payday loan debt to cover living expenses and mounting veterinary bills for his pets. He simply couldn’t keep up with rotating between borrowing from various payday loan companies to make ends meet and going to additional payday advancement services to pay the original loans. This schedule would be a lot for anyone, and particularly hazardous for someone whose income had recently become limited.
Our client informed attorneys with LHA that he wanted to pursue his options, but wasn’t sure about including the debt relating to his vet bills because he was worried future vets wouldn’t want to treat his animals. We addressed his concerns by advising that a bankruptcy filing could potentially free up the funds needed to pay for other things that someone may not want to include in the bankruptcy. As a result, we assisted our client with filing a Chapter 7 Bankruptcy, which eliminated his payday loan debt so he could use those resources to remain current with his vet bills, a great resolution for this animal lover.
Prior results do not guarantee a similar outcome in your case. Individual results may vary based on the facts, injuries, jurisdiction, venue, witnesses, parties, and other factors. The results and client testimonials provided are not necessarily representative of the results obtained by all clients or their satisfaction with the firm’s services.