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Types of Bankruptcy

Our Ohio bankruptcy lawyers in Cleveland have helped many people like you better understand how to file for bankruptcy.

Chapter 7 Bankruptcy

A Chapter 7 bankruptcy is the most frequently filed bankruptcy in the United States. Individuals who are unable to pay their bills can file and essentially walk away from their debts to receive a fresh start. Businesses can also file for Chapter 7 bankruptcy to liquidate or terminate their operations. Learn more about Chapter 7 bankruptcy here.

Chapter 13 Bankruptcy

Chapter 13 is one of the most important bankruptcies with one of the best benefits that the bankruptcy code can provide to you. Under a Chapter 13 bankruptcy, you will be able to keep your property, but will have to prepare a payment plan to repay all or some of your debts within a 3 to 5 year period. Essentially, you will be reorganizing your debt. Learn more about Chapter 13 bankruptcy here. Burdened by student debt? In Chapter 13 bankruptcy, you may find relief after talking to a Cleveland student loan bankruptcy lawyer.

Seeking Debt Relief? Contact Ohio Bankruptcy Lawyers Today.

Whether you’re deep in debt or struggling to stay up with bills, there’s a solution to your financial situation. The Ohio bankruptcy attorneys with Luftman, Heck and Associates have the knowledge and experience to fight for your best interest. Contact a Cleveland bankruptcy lawyer Paul Kuzmickas today to discuss your options at or email us at advice@clevelandbankruptcyattorney.com.
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