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Chapter 13 Saves A Father From Foreclosure In Toledo, Ohio

Not long ago, a divorced father from Toledo, OH needed help after a custody battle and a stint of unemployment left him in a difficult financial position. The man recently acquired custody of his children after a lengthy dispute with his ex-wife; however, he found himself owing a large sum in back child support, $20,000 in delinquent property taxes, and another $17,000 from previous medical expenses. Due to the past due property taxes and medical bills, liens were placed on his property and after finally being permitted to care for his children, he was now in danger of losing his home in a foreclosure. The man was able to secure employment and was making a decent living, but his problems were compounded by the fact that his arrear payments for the child support were too high to be realistically paid each month. Worried about his finances and obviously about his children’s well-being, the man reached out to Luftman, Heck & Associates.

Under the Cleveland bankruptcy attorneys with LHA’s direction, this client filed for Chapter 13 Bankruptcy, which reorganized the total debt for smaller amounts due for his taxes and medical bills as well as restructuring his child support for a lower monthly payment over a longer period of time. This five-year bankruptcy period strategically allowed the client to afford all three expenses and remove the danger of a foreclosure. After the bankruptcy was completed, the client became current on his property taxes and paid off the past due medical expenses as well as the outstanding child support. He was relieved and grateful to LHA to be out from under this burden and could now provide for his family.

Prior results do not guarantee a similar outcome in your case. Individual results may vary based on the facts, injuries, jurisdiction, venue, witnesses, parties, and other factors. The results and client testimonials provided are not necessarily representative of the results obtained by all clients or their satisfaction with the firm’s services.