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Toledo Family Saves Home Through A Chapter 13 Bankruptcy

A Toledo family found themselves in a precarious financial situation after being out of work for some time and incurring $25,000 in medical bills. The medical companies filed lawsuits against them and five liens were placed against the property at the same time they were falling behind on mortgage payments. With the foreclosure process looming and the threat of liens consuming any funds from a sale of the home, they reached out to the bankruptcy attorneys at Luftman, Heck & Associates to help sort out these serious matters.

The couple filed for Chapter 13 Bankruptcy, which required a payment plan to repay all or some of their debts within a five year period. It’s important to note that a lot of Chapter 13 Bankruptcy cases aren’t completed because of ineffective communication between attorneys and clients, but through the ongoing and knowledgeable involvement of Luftman, Heck & Associates, our clients removed the liens, which allowed them to catch up on their missed mortgage payments, avoiding a foreclosure, much to their satisfaction.

Prior results do not guarantee a similar outcome in your case. Individual results may vary based on the facts, injuries, jurisdiction, venue, witnesses, parties, and other factors. The results and client testimonials provided are not necessarily representative of the results obtained by all clients or their satisfaction with the firm’s services.