If you are like most people today, you are probably tethered to your phone almost 24/7. In fact, there’s even a good chance you are reading this on your phone right now. As smart phones become progressively more ubiquitous, we develop ways to do more errands on mobile as well. These days, one app that is growing in leaps and bounds to make our errands easier is mobile banking. Over Read More
Whether you’re deep in debt or struggling to stay up with bills, there’s a solution to your financial situation. The Cleveland Bankruptcy attorneys have the knowledge and experience to fight for your best interest. Contact a Cleveland Bankruptcy attorney today to discuss your options at (216) 586-6600.
Should I Charge Automatic Payments on My Credit Card?
Nowadays automatic payments are pretty normal. Almost everyone uses them in some way, whether to pay off simple, small bills like your monthly Netflix charge or for more vital payments like utilities or even rent. Many people use direct bank payments to do this, but more and more people are choosing to take advantage of automatic bill pay through credit cards. As these credit card-based automatic payments become more normal, Read More
Should I Transfer My Balance?
A question we hear time and time again from our clients that are overburdened by debt is this: Should I transfer my balance? Credit card balance transfers can sometimes be a good thing, but more often can cause some larger issues down the road. Today, we give you the honest answer we tell clients that ask, should I transfer my balance? The Benefits of a Balance Transfer The biggest benefit Read More
Reverse Mortgage and Bankruptcy
Many homeowners are still struggling to get on their feet after 2008’s housing crisis, and reverse mortgage options have become a popular route for those in need of financial breathing room. Many remain under water and wonder how a reverse mortgage impacts a potential bankruptcy. A reverse mortgage, or a home equity conversion mortgage, allows long time homeowners to access and live off of the home equity they’ve built after Read More
Client $30,000 in Debt Successfully Files for Bankruptcy
A man suspected he needed to file for bankruptcy to get rid his debt, but his attorney at the time assured him that he would not need to worry about that. Years later the man’s situation deteriorated and nothing worked out despite what his prior attorney had advised. That is when the man contacted Cleveland Bankruptcy Attorneys with Cleveland Bankruptcy Attorneys. Cleveland Bankruptcy Attorneys reviewed his client’s case and understood Read More
Young Father Successfully Files for Bankruptcy and is Refunded Garnished Wages
A young father and college graduate was overburdened with debt by the time he contacted the Cleveland Bankruptcy Attorneys. The man had accumulated a number of expenses over the years, which he charged to his credit cards. Some of these expenses included a computer, multiple spring break vacations, and groceries. After graduation, he was unable to get a good-paying job immediately. In addition to the coast of student loans, his Read More
Security Guard Successfully Files for Bankruptcy and Avoids Wage Garnishes
A 70-year old security guard had incurred too much debt throughout the years. Despite having decades-worth of medical bills to eventually pay, but did not have an immediate need to file for bankruptcy. However, his income was ultimately too low to pay off his debt. After reaching out to our Cleveland Bankruptcy Attorneys, Cleveland Bankruptcy Attorneys worked out a two-year plan with this client. Rather than being forced to pay Read More
Grandmother Successfully Files for Bankruptcy to Better Care for Family
An unmarried woman in her mid-50s had incurred more debt that she could handle after her daughter could no longer support herself or her own daughter. Before the Cleveland Bankruptcy Attorneys with Cleveland Bankruptcy Attorneys were contacted, the woman was being sued on one of her credit card accounts and was bracing for the following scenario: 25% of her paycheck was about to be garnished – income she could not Read More
Ohio Same-Sex Marriage and Bankruptcy Options
The Supreme Court is weeks away from deciding the future of marriage equality, but people in same sex marriages across the country still have a lot of questions about how different laws apply to them. Married couples enjoy many different legal benefits, including bankruptcy options if those ever need filed. How do bankruptcy laws apply to same sex couples filing in Ohio, where same sex marriages are not yet recognized? Read More
Tips for Rebuilding Credit
Your credit score is a number that will follow you for your entire adult life. It will dictate the home or car you can afford, what kind of interest rates you qualify for, and sometimes even what kind of job you can get. Having a bad credit score can be a scary proposition in a world where most of us rely on credit opportunities for survival. Luckily, as I explained Read More