Filing for bankruptcy is not an easy decision; many people in debt will struggle for months, or even years, before turning to bankruptcy as a plausible option. If you’ve decided to file, you may be thinking about filing on your own (known as filing pro se); after all, you’re in financial trouble, which is why you’re Filing for bankruptcy in the first place. How can you afford an attorney when Read More
Whether you’re deep in debt or struggling to stay up with bills, there’s a solution to your financial situation. The Cleveland Bankruptcy attorneys have the knowledge and experience to fight for your best interest. Contact a Cleveland Bankruptcy attorney today to discuss your options at (216) 586-6600.
$12,000 Settlement For Collection Calls After Bankruptcy
If you’ve previously discharged your debt in a properly executed bankruptcy and are still being contacted by creditors, it is essential that you reach out to qualified bankruptcy lawyers, who can help set things right and stop collection calls after bankruptcy. For example, in 2008 a couple got a little over their heads in debt and appropriately filed for chapter 7 bankruptcy protection. This essentially eliminated their debt, including their Read More
Can You Get a Mortgage After Bankruptcy?
If you’re considering filing for bankruptcy, you probably have a lot of questions about the process and how it will affect your credit score. You may be wondering what you should do to turn your credit around after the bankruptcy discharge. The Cleveland Bankruptcy Attorneys can help. Call them today at (216) 586-6600 for answers to your questions. Qualifying for a Mortgage After Bankruptcy One of the most important issues Read More
$10,000 Settlement After Unsuccessful Debt Consolidation
In today’s tumultuous financial environment there are a lot of individuals and businesses preying on people in desperate need for relief. Not long ago, the trusted and skilled attorneys with Cleveland’s Cleveland Bankruptcy Attorneys were retained, when an unscrupulous and ineffective California law firm caused greater financial woe for a woman with a lot of unsecured debt, despite having paid considerable fees. The woman was initially hesitant about filing bankruptcy Read More
5 Signs You Have Too Much Debt
For many, paying down debt seems like an impossible task. You spend nearly all of you weekly paycheck paying bills, having barely anything left over, and yet it seems like the balances you owe don’t even budge. Trying to keep ahead of debt can be extremely difficult and sometimes feels impossible. If you’re one of the many who cannot keep up, it’s possible that you have too much debt and Read More
Collection Attempts After Bankruptcy Halted By Filing Suit
It’s a fairly common complaint that large corporations don’t always know what their separate departments are doing. This confusion can lead to a less than stellar customer experience and very harmful business practices. Recently, representatives from a major car dealer were engaging in collection activity, even though the woman in question’s debt was previously discharged through a chapter 7 bankruptcy. These repeated collection efforts for a debt that she no Read More
7 Tips to Avoid Overwhelming Student Loan Debt
According to a recent report published by the U.S. Federal Reserve, student loan balances have climbed to a shockingly high $1.26 trillion. Moreover, 11% of that student loan total is considered 90+ days delinquent or in default. Every year we see an increase in college tuitions, leading to more and more prospective students needing to borrow funds to attend. These students sometimes find that they are unable to pay back Read More
Toledo Man Protects His 401K After Bankruptcy
After a prolonged period of unemployment, a 50-year-old man from Toledo acquired a new position in auto sales but needed some help with an untenable financial situation. During the time he was looking for work, he was living off of his credit cards, which resulted in over $200,000 in debt and creditors were beginning to garnish his wages. The man knew that he need to pursue a program to reduce Read More
How Consolidation Can Help Reduce Debts
When you find yourself in so much debt that you’re having a hard time keeping up with all your bills, you may feel as if you have no choice but to file for bankruptcy. But there are other ways to seek help for your debt that you may want to explore, such as debt consolidation. In a debt consolidation, you essentially refinance your debt by taking out a loan to Read More
Bankruptcy Alleviates Debt And Stops Wage Garnishment In Akron
In Akron, Ohio a 35-year-old teacher retained bankruptcy lawyers from Cleveland Bankruptcy Attorneys after a previous Chapter 13 bankruptcy filing with a different firm did not alleviate his concerns and was ultimately dismissed. The man was essentially unable to keep up with his house payments and other debts; therefore, he needed to surrender the property and find some financial relief. He also had the added limitation of his employer garnishing Read More