Everyone knows how important your credit score can be, especially when trying to get a loan or buy a house. That’s why a poor credit score can be a real obstacle—and a few small mistakes can have a significant financial impact. When you’re trying to recover from a poor credit score, it can feel like there is nothing you can do but wait until seven years have passed and the Read More
Whether you’re deep in debt or struggling to stay up with bills, there’s a solution to your financial situation. The Cleveland Bankruptcy attorneys have the knowledge and experience to fight for your best interest. Contact a Cleveland Bankruptcy attorney today to discuss your options at (216) 586-6600.
10 Tips to Pay Back Student Loans Smarter
Student loans are an investment in your future, but repaying them can feel overwhelming when you finally graduate. Too often, recent grads don’t really understand their loans or repayment obligations and fall behind. You can make sure this doesn’t happen to you by carefully researching loans before committing, and following these ten tips to pay back student loans smarter. Don’t ignore the debts. It may be tempting to bury your Read More
Losing Tax Refunds When in Debt
When you’re in debt, a tax refund gives your finances a needed boost. People often plan to pay important expenses with this money, such as a mortgage or utilities. That’s why losing tax refunds when in debt can come as such an unpleasant surprise. Sadly, this is a reality too many people face when in over their heads in certain kinds of debt. Because the government, through the IRS, issues Read More
Can I Keep My Tax Refund While Filing for Bankruptcy?
When you are considering bankruptcy, every little extra bit of money can help, which is why many people worry about the impact of a bankruptcy on an income tax refund asking, “Can I keep my tax refund while filing for bankruptcy?” Unfortunately, the answer isn’t so clear-cut. Generally, the trustee will want to take your tax refund and include it as an asset in the estate, because it is both Read More
5 Dangers of High-Interest Loans
For many people in financial trouble, an unsecured loan to pay off debts can feel like the only option. Unfortunately, such loans usually require a great credit score and healthy financial history in order to get one with low interest. For the majority of people, these types of loans are often dangerous high-interest loans. High-interest loans can be a temporary fix for people able to get their financials in shape Read More