No matter what type of financial difficulties you’re experiencing, there is a solution to your problem. An experienced debt settlement lawyer at Cleveland Bankruptcy Attorneys helps you explore your options. Our Cleveland Bankruptcy Attorneys analyze your situation to determine the best solution to get you out of debt and into financial freedom. When To Call a Debt Settlement Lawyer in Cleveland It can be challenging to know whether you should Read More
Whether you’re deep in debt or struggling to stay up with bills, there’s a solution to your financial situation. The Cleveland Bankruptcy attorneys have the knowledge and experience to fight for your best interest. Contact a Cleveland Bankruptcy attorney today to discuss your options at (216) 586-6600.
How To Stop Wage Garnishment Without Bankruptcy
Are your wages being garnished to pay off a debt? You have options to stop creditors from taking money out of your paycheck. Although bankruptcy is one option, it may not be the best solution for you. Request a Court-Appointed Trustee Under Ohio law, you may be able to avoid wage garnishment if you enter into a trusteeship. Trusteeships can stop wage garnishment and prevent creditors from harassing you for Read More
Can I Discharge an Unemployment Overpayment in Bankruptcy?
Your unemployment benefits might not be enough to pay for housing, insurance, groceries, and other expenses. Now, to make matters worse, you’ve received a letter telling you the state overpaid you and wants its money back. The COVID-19 pandemic forced many people out of work for months, causing tremendous financial hardship. If you are in debt and considering bankruptcy, please keep reading to find out if you can discharge unemployment Read More
How Much Does a Bankruptcy Attorney Cost?
A 2016 study revealed that the average national average cost for a Chapter 7 case was $1,450 and $3,000 for a Chapter 13. But these averages can shift dramatically based on various factors. Some of these are discussed below. Bankruptcy Fees Bankruptcy is not automatically free. Generally, it requires a filing fee. You’ll want to look up the fee schedule for the court where you’re filing for bankruptcy. In Ohio, Read More
Can Criminal Fines Be Discharged in Bankruptcy?
No one decides on bankruptcy because of one over-due bill. Instead, most people are behind on numerous debts, including their mortgage or rent, auto loan, credit cards, student loans, taxes, and in some cases, restitution, criminal fines, and court fees. You must understand what is and is not dischargeable in bankruptcy, especially if you’re weighed down by certain fines based on a past criminal conviction. While bankruptcy may still be Read More
Is Student Loan Discharge in Bankruptcy Possible?
You’ve probably resigned yourself to paying your student loans for decades. No matter how bad your financial situation, you know they aren’t going away. Bankruptcy can help with a credit card, medical, mortgage, and other debts, but not with student loans. Historically, private and federal student loans can’t be canceled by bankruptcy. That could all be changing, though. A few court decisions have recently made it clear that there are Read More
How To Qualify for a Mortgage After Chapter 7 Bankruptcy
You have made it through Chapter 7 bankruptcy. Congratulations! You discharged your debt and have as clean a slate as you can get. Now, you want to move on with your new financial life – perhaps even buy a home. But how do you qualify for a mortgage loan after Chapter 7 bankruptcy? Despite what many people assume, your dream of becoming a homeowner does not have to die when Read More
5 Ways to Control Your Holiday Credit Card Debt
It is the most wonderful – and wonderfully expensive – time of year. Between presents, decorations, parties, and dinners out, your wallet can take a serious hit during the holidays. And with the economic downturn related to the pandemic looming, people are feeling the pressure. In fact, many Americans fully intend to rack up a large credit card debt during the season, admitting that they’ll need three months or more Read More
Why Car Insurance is Important During Chapter 13 Bankruptcy
Chapter 13 bankruptcy can help consolidate your debt so you can repay it, usually over 3 to 5 years. Your monthly payments will depend on your income since the plan is income-based, and while Chapter 13 can put you on the right financial path, it typically means making sacrifices in the short term. One of the most common things people scale back on is making their car insurance payments. This Read More
How to File Bankruptcy When You’re Self-Employed
It can be incredibly rewarding to own your own business. It can also be costly – between marketing, payroll, and other overhead, you may find yourself struggling. Add to that a couple of months where profits didn’t meet expectations, and you’re probably looking at significant debt. You may be weighing your options. While it’s possible to file bankruptcy when you’re self-employed or an independent contractor, it gets complicated when the Read More