At Cleveland Bankruptcy Attorneys, our Cleveland Bankruptcy Attorneys recently assisted a man from Oklahoma after a debt collection company filed a lawsuit and began garnishing his wages. Even though the man lived in another state, this collector used a very old address from Ohio, essentially making him unaware of the lawsuit or judgment until money was taken out of his check. To hopefully stop this unscrupulous activity, Cleveland Bankruptcy Attorneys Read More
Whether you’re deep in debt or struggling to stay up with bills, there’s a solution to your financial situation. The Cleveland Bankruptcy attorneys have the knowledge and experience to fight for your best interest. Contact a Cleveland Bankruptcy attorney today to discuss your options at (216) 586-6600.
5 Things You Should Not Do If You’re Thinking About Bankruptcy
People who are considering filing for bankruptcy often think about what they need to do to prepare for their case, such as gathering their bills, collecting paystubs, and maybe even looking up an experienced Cleveland bankruptcy lawyer. Our experienced lawyers at Cleveland Bankruptcy Attorneys can help. Call us at (216) 586-6600. There are also several things you should definitely not do if you’re thinking about bankruptcy. To ensure your case Read More
10 Things to Consider When Opening a New Credit Card Account
Opening a credit account is as easy: you fill out a quick application, and a few weeks later you get a little card in the mail. Nothing to it, right? Well, not exactly. Considering that outstanding credit card debt for U.S. households has reached over $1 trillion in 2017, opening a new credit card should not be a decision you make lightly. Whether you’re getting your first card or adding Read More
Cleveland Bankruptcy Attorneys Takes Part in St. Baldrick’s Shave-a-Thon
Cleveland Bankruptcy Attorneys’s Kristina Kuzmickas is coordinating the second annual #StoshyStrong Shave-a-Thon on Saturday, September 9 from 4-7 p.m. at PJ McIntyre’s Irish Pub in Cleveland, Ohio. The event is held in honor of Kristina Kuzmickas’ son, Stanley Feeney. The Kuzmickas family has been involved with the St. Baldrick’s Foundation since Stanley was diagnosed with leukemia at just 13 months old. When this happened, they decided they wanted to get Read More
How to Buy a Home After Bankruptcy
Chances are if you’ve filed for bankruptcy, it’s because you’ve endured the crippling weight of your bills for a long time and you’re longing to find some relief. While a bankruptcy discharge can provide help by either wiping your debts clean or setting you up with an affordable payment plan, it does not come without its own disadvantages. A bankruptcy stays on your credit report for up to ten years Read More
Can My Wages Be Garnished After Bankruptcy?
If you’re being threatened with collection action – including wage garnishment – you may want to consider bankruptcy. Bankruptcy puts an automatic stay on your accounts so that creditors cannot continue with collection actions. But what happens once your bankruptcy has been dismissed or discharged? Will the wage garnishment resume? The Cleveland Bankruptcy Attorneys at Cleveland Bankruptcy Attorneys can help you navigate this complex situation. Call us today at (216) Read More
How Long Will Bankruptcy Be on My Credit Report?
If you’re having financial difficulties and struggle with debt, you may be considering bankruptcy. While bankruptcy can help you achieve financial freedom, it does come with some downfalls. Because of this, you may ask yourself, how long will bankruptcy be on my credit report? A bankruptcy can significantly affect one’s life. It can stay on credit reports for many years and limit your ability to get a loan to pay Read More
Using Your Tax Refund to Pay Off Debt
Getting a sizeable tax refund can feel like a bonus. You may be tempted to put it toward something new or fun like a bigger TV or a vacation. However, think twice before using your tax refund for nonessential expenses. It may feel good at the moment, but it is often not the most beneficial use of these funds. If you are carrying debt, such as bank loans, credit card Read More
How to Find a Bankruptcy Attorney Near Me?
Filing for Chapter 7 or Chapter 13 bankruptcy is a complex process that requires the guidance of a highly skilled bankruptcy attorney. An attorney can evaluate your situation and help you determine which type of bankruptcy makes sense for you. They can also support you with all of the paperwork and decisions you will need to make so that you can eventually make your way out of debt. Here is Read More
Consumer Financial Protection Bureau Fines Credit Agencies for Deceiving Consumers
In January 2017, the Consumer Financial Protection Bureau (CFPB) took action against credit agencies TransUnion and Equifax, Inc. as well as their subsidiaries for lying to customers about credit scores they sold to them. The CFPB asserted that the agencies were dishonest about the actual cost and usefulness of credit score provided. Additionally, the agencies made false promises to convince consumers to pay large recurring payments. The CFPB ordered TransUnion Read More