Deciding to file for bankruptcy can be difficult, but it is not the only consideration you will have to make. You will also need to think about which type of bankruptcy you may file: Chapter 7 or Chapter 13. Your choice can depend on a variety of factors, such as the results of your means test, what assets you have and want to keep, and if your debt is primarily Read More
Whether you’re deep in debt or struggling to stay up with bills, there’s a solution to your financial situation. The Cleveland Bankruptcy attorneys have the knowledge and experience to fight for your best interest. Contact a Cleveland Bankruptcy attorney today to discuss your options at (216) 586-6600.
Foreclosure Scams
When you are behind on your mortgage payments and fear losing your home, you may feel overwhelmed and unsure who to trust. With so many companies out there claiming to help you get back on your feet, it’s all too easy to fall prey to foreclosure scams. Unfortunately, these scams won’t help you save your home. They simply will bring you closer to losing your home, bleeding you of your Read More
10 Key Terms to Know When You Are In Debt
Dealing with debt is confusing. Not only can the options available to you feel overwhelming, but the sheer number of unfamiliar terms used to even discuss debt can also be confusing. For many people who have fallen behind on payments or who are in over their head in debt, even simply understanding all the terms used by creditors can be difficult. The first step towards taking control of your finances Read More
Ohio Same-Sex Marriage and Bankruptcy Options
The Supreme Court is weeks away from deciding the future of marriage equality, but people in same sex marriages across the country still have a lot of questions about how different laws apply to them. Married couples enjoy many different legal benefits, including bankruptcy options if those ever need filed. How do bankruptcy laws apply to same sex couples filing in Ohio, where same sex marriages are not yet recognized? Read More
Loan Fees Often Shock Consumers
Often when people end up in my office to discuss filing bankruptcy, they’re shocked to discover their total debt is higher than they expected. The most common reason for this shock are the loan fees that increase the loan amount beyond what the person thought he or she was borrowing. I most often see this with car loans and home refinance loans. Maybe the sticker price on that new-to-you car Read More