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About Bankruptcy

Bankruptcy is a federally protected program for consumers and businesses to either eliminate their debt or pay back their creditors. Bankruptcy typically falls into two categories: liquidation or reorganization. When learning about your options in bankruptcy, it is in your best interests to consult with a qualified Cleveland bankruptcy lawyers near you.

Bankruptcy Process

All bankruptcy cases operate under the Bankruptcy Code, which was enacted by Congress. The bankruptcy process is controlled by the Federal Rules of Bankruptcy Procedure in addition to the rules of each local bankruptcy court. Both the Bankruptcy Code and Federal Rules of Bankruptcy Procedure function together to provide legal ramifications and solutions to debt issues. Read more about the bankruptcy process here.

Bankruptcy Timeline

The sequence of events in a bankruptcy case varies based on the facts and circumstances of your case and whether you file for Chapter 7 bankruptcy or Chapter 13 bankruptcy. Read more about the bankruptcy timeline of events here.

Do I Qualify for Bankruptcy?

Most people can qualify for bankruptcy, but not everyone needs to file for it. Depending on your financial situation, you will probably qualify for either Chapter 7 or Chapter 13. A “means” test, based on your income, is used to make that determination. Read more about how someone qualifies for bankruptcy here.

Questions about Bankruptcy Eligibility? Call Today.

Whether you’re deep in debt or struggling to stay up with bills, there’s a solution to your financial situation. The Cleveland bankruptcy lawyers have the knowledge and experience to fight for your best interest. Contact Ohio bankruptcy attorney Paul Kuzmickas today to discuss your options at or email us at advice@clevelandbankruptcyattorney.com.
Contact us today!