Our office successfully handled the Chapter 7 bankruptcy case of a woman in her 30s discharged of all debts from her creditors. As part of the final judgment all creditors are required to stop reporting discharged debts to credit reporting agencies under the Fair Credit Reporting Act. Six months post discharge Cleveland Bankruptcy Attorneys with Cleveland Bankruptcy Attorneys followed up with our client to request permission to pull her credit report to ensure creditors are not reporting any discharged debts from the bankruptcy to the credit reporting agencies.
Our client gave her consent and after pulling her report our attorneys discovered two creditors continued to report discharged debts ultimately affecting our client’s credit score. Our attorneys immediately re-opened our client’s case and filed motions against each creditor seeking compensation on behalf of our client for violating the terms of the discharge agreement in our client’s Chapter 7 bankruptcy. The motions were granted and each creditor ordered to pay $1,000 directly to our client along with all attorney fees. Most bankruptcy attorneys do not follow up with running the credit report of clients six months post discharge to ensure compliance of all creditors to protect the credit ratings of clients. Cleveland Bankruptcy Attorneys with Cleveland Bankruptcy Attorneys know how important rebuilding credit is to our clients and includes follow up check of credit reports post-discharge for all clients to ensure everyone receives what they are paying for.
Prior results do not guarantee a similar outcome in your case. Individual results may vary based on the facts, injuries, jurisdiction, venue, witnesses, parties, and other factors. The results and client testimonials provided are not necessarily representative of the results obtained by all clients or their satisfaction with the firm’s services.